Your Home May Be More Vulnerable to Flood Damage Than You Think

Rising sea levels accompanied by heavy downpours put more homes at risk of flood damage than many homeowners think. Flooding is the most common natural disaster in the U.S., and it causes catastrophic damage anywhere, regardless of whether a property is in a high-risk area or not. With the simple reality that floods can happen anywhere, homeowners are left wondering if they are more vulnerable than they think. Here are simple ways to know if your home is at risk.


The first way of understanding if your home is at risk of flooding involves understanding your terrain. The terrain is described as the vertical or horizontal version of land surfaces. The orientation, slope, or elevation of the land around your home affects the distribution and flow of water and the weather pattern of your neighborhood. You should stay away from terrains prone to river erosion, landslides, and wind erosion because they are more prone to floods. If you live in terrains near water bodies or marshy terrains that are always wet and soft, your home will be more prone to floods.

Home’s Age

The age of your home is a determining factor, whether it’s in an area that’s prone to flood damage or not. Floods can take place anywhere, but the amount of damage in your neighborhood may vary depending on the structures. If you have an old home, it might have already endured several weather changes to the point that it can’t stand flooding anymore. This means the older the home, the more prone to damage by storm and flood it can be. Newer homes are stronger and can stand up to harsh weather changes. You should, therefore, consider the age of your home when assessing your vulnerability to flooding and other weather changes.

Examine Foundations

The foundation of your home can either protect you from flooding or make your home more vulnerable to damage. Most people miss the foundation when assessing the vulnerability of their homes to flooding damage. This is mostly because, unlike other features, the foundation of your home doesn’t stand out. It is crucial to examine the masonry or concrete foundation wall to see if you can find any signs of movement or cracks. The powerful force of water can cause all types of foundations to crack, bow, or lean, putting your home at risk. While modular garages only require a crushed stone base to set up, this sort of foundation doesn’t protect as well from water. Different types of foundations used for buildings and homes prone to floods need thorough examination.

The Drainage System

Poor drainage around your home makes you more vulnerable to floods, even if you don’t live in flood-risk areas. If the drainage system is designed in a way that flood water flows toward your home, you will be more prone to floods than any other person. A good drainage system should enable a smooth flow of water away from the house. While trying to direct water away from your home, you should also be careful not to direct it to your neighbor’s home. You can lead the flood water to the main drainage of the entire neighborhood, which then directs it to rivers nearby.

Living Downstream

You don’t have to experience storms and torrential downpours in your area for you to get affected by floods. People living downstream are vulnerable to flash floods that can sweep everything they meet on their way. Flash floods come from rivers and dams upstream and are more dangerous than any other type of flooding. When it rains in an area near a river and the river breaks its banks, the water is likely to overflow toward the location of your home. Flash floods always catch people unaware and can cause a lot of property damage and even death. You must understand if your property is located above or below the flood stage water level and stay on high alert. Some people are not even aware that there is a river or a dam upstream and only learn about it after the worst happens.

Most people think they are safe from floods until one occurs. While some people live in flood risk areas, others are bluntly unaware that their residents can be potential flood zones and are unprepared for the disaster in any way. Understanding that floods can happen anywhere and at any time is the first step to preparation.

Despite all your preparation, sometimes a flood can still damage your property. If you find yourself in this situation, contact us and we’ll be there in one hour to fix it!