Homeowners are always looking for ways to protect their houses because owning one is expensive. You have to maintain many parts of your house, and flooding that can be avoided is a needless expense. There are many ways that your house can get water damage, including nature, broken pipes, and broken appliances. But there are also ways that you can prevent flooding and water damage or at least minimize the damage, so here are some of the best techniques that you can use before you have water damage....

Water damage can strike your home at any time, from any number of sources. The longer you put off water damage restoration, the worse, and potentially more expensive, the project will become. Especially if mold starts to grow. So what do you do? Before you decide to go the DIY route – after all, everything you need to know is online, right? – take a step back and look at the bigger picture. WATER DAMAGE RESTORATION IS NOT A DIY JOB Despite what you may find online, tv shows, blog articles, and youtube video channels, water damage cleanup should only be handled by trained and certified professionals. These trained professionals not only have the training, experience, and certifications to get the job done right, they also have specialized drying equipment needed to do the job properly to prevent further damage. ie mold.  Sure you can rent fans and dehumidifiers from Home Depot, but drying a soaked carpet using residential or rental equipment can take much longer than the Low Grain Refrigerant (LGR)Dehumidifiers professional water damage restoration companies use. Time is of the essence when dealing with water in your home or business. One day is the difference between saving your building materials and having to demolish and restoring. Additional benefits of hiring a professional water damage restoration company:Health Hazards: Depending on the source of the water damage, safety can become a concern. There are three categories of water damage, ranging from clean water to black water, each more hazardous than the next. Black water, the most dangerous of the three, is water that has come into contact with fecal matter or other unidentified contaminants. Hidden Damage: Water damage is not always obvious. Sometimes it is found inside walls and under floors. If you attempt a DIY restoration and fail to diagnose hidden damage, the resulting issues could be extreme…and expensive. Peace of Mind: Hiring a professional restoration company gives you the peace of mind knowing you have done everything in your power to rectify the situation.  WHY CALL FLOOD DOCTOR FOR WATER DAMAGE RESTORATION:We respond and work quickly – Depending on the extent of the damage, Flood Doctor professionals may be able to clean up water damage in your home in as little as three days.We’re experienced – After 20 years in the Water Damage Flood Damage Restoration business and thousands of Virginia, Maryland and Washington DC properties restored, we know how to handle your water damage cleanup emergency.We help with your insurance claim – Working with insurance companies while recovering from water damage or flood damage is stressful. We can work with your insurance company to settle claims quickly. ...

Flood insurance is a special type of homeowner's insurance designed to shield homeowners from the financial devastation of flood damage to their home. People commonly think that flood insurance covers all losses, but insurance coverage actually breaks down what is covered by the location of the damage. Damage to the structure of a home is not treated the same way as to damage in a basement or to belongings. Flood insurance spells out what is covered in each of these areas.Residential BuildingsFlood insurance covers homes and other dwellings, including garages, against damage. This coverage includes dishwashers, furnaces, radiators, water heaters, plumbing fixtures, stoves, ovens, and refrigerators. The coverage also includes roofs, exterior and interior walls, flooring, ceilings, permanent cabinets and fixtures, electrical outlets, vents, light fixtures and ceiling fans. The coverage is for direct water damage, mold damage, and mudslides. The damage can be caused by river, lake, pond or stream flooding, or coastal floodings such as the storm surge that occurs during tropical storms and hurricanes.BasementsNational flood insurance covers basements to the extent that the losses are for items normally stored in a basement. This excludes coverage for furniture, TVs and other electronics that are not considered to be a part of a regular basement. The coverage also is for the actual structural elements of the basement. This includes unfinished walls, the foundation insulation, electrical junctions and circuit breaker boxes, central air units, fuel tanks, heat pumps, light fixtures, furnaces and water heaters. Coverage includes the cost of cleanup. Coverage excludes improvements such as flooring and finished walls. Personal Belongings Flood insurance covers items inside the home that are declared a loss, including clothing, furniture, bedding, decorative accessories, books, electronics, rugs, drapes, air conditioners, washing machines, clothes dryers, microwave ovens, photos, and paintings.Nonresidential BuildingsFlood insurance coverage for nonresidential buildings is similar to that for residential structures. Instead of providing full coverage for finished interiors, though, it mirrors the coverage provided for the interior of a basement. This means that structural coverage is only for unfinished drywall on walls and ceilings, and non-flammable insulation. Coverage does not extend to the paint on walls and ceilings. Flood loss coverage is also provided for Electrical junction and circuit breaker boxes, central air units, light fixtures, permanent cabinets, Foundation and cleanup costs. Coverage for contents includes furniture and fixtures, machinery and equipment, raw materials, and unfinished or finished goods....